Financial Options

Philadelphia Dentist

As a patient of Pennsylvania Center for Dental Excellence , you are eligible for our easy financial payment options.

Pennsylvania Center for Dental Excellence offers you a variety of financial options available to help make it easy to afford your dental needs and your dental wants such as veneers and whitening.

Financial Policies and Information

We offer the following options for the payment of your dental treatment:

1)Split Payment– Half of the total treatment is due at the preparation visit, and the second half is due the day of cementation of the crowns/bridges/veneers

2)Pay as You Go – You may choose to pay your obligation for each visit with cash, check, or credit card ( Visa, MasterCard, American Express or Discover) at the visit.

3) Prepayment in Full If your treatment totals over $2000.00 , a prepayment courtesy of 5% will be given if you pay for your treatment prior to your first appointment.

4) No Interest Financing We have affordable financing through Care Credit or Lending Club with no interest plans ranging from 6 months to 24 months based on the amount of your treatment plan.  Financing plans are available for people with a wide range of credit history. There are no fees to apply. There are no prepayment penalties. Click here to apply online or we can help you to complete the necessary application.

 

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A Reminder About Dental Insurance

You and your insurance company have an agreement that does not involve our office. We will provide you with the best advised procedure to care for you, not based on your insurance coverage, but based on your own personal dental needs. Insurance companies don’t base your benefits on what you need; they base it on what payout they can profitably provide based on how much your employer has paid them.

If your insurance company rejects a claim and refuses to pay for a service, it is not a reflection of how important the service is. It is based on a master contract drawn up between your employer and the insurance company.

If your employer is putting very little money into the dental insurance “piggy-bank”, you will have poor coverage. In this scenario, few procedures are covered — for example, just cleanings, examinations and x-rays. Usually the payment is much less than the average dentist charges for the service. Most benefits are based on a fee scale rather than a percentage of the dentist’s charge (kind of like saying that they will cover your purchase of a car. You can buy any car you want, and they will give you $250 toward the purchase price.)

More expensive dental insurance policies cover a wider range of services (crowns and fillings for example) at a higher reimbursement rate.

If your insurance company refuses to pay or pays less than you think it should, you must remember that dental insurance is designed to offset the cost of your dental treatment. It is unusual for all of the charges to be paid by insurance.

Our front office staff at PCDE will strive to help you obtain your maximum benefits by prompt and efficient processing of your claims. At our office we have the capability to submit electronic claims for your treatment the same day of your appointment. This greatly increases the speed that the claim is processed and your reception of the reimbursement from your insurance company.

We want you to know that a core belief of our practice is to provide you with the best possible value in dental treatment. This means we avoid patchwork treatment that would soon need to be redone. We used the finest possible materials and techniques to provide you with the greatest possible longevity. We want you to have the peace of mind that your treatment has been well done.

All of our payment options make it easy for you to get quality dental care at PCDE.

Try us out at no risk by scheduling your FREE first visit! (215) 969-4400 or contact us today for a free consultation with Dr. Tau in our Northeast Philadelphia office.